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Health (ACA) · 4 min read

Do You Qualify for Obamacare Subsidies?

Many people qualify for tax credits that dramatically lower their monthly health-insurance premium — sometimes to $0.

What are ACA subsidies?

The Affordable Care Act offers premium tax credits that reduce what you pay each month for a Marketplace health plan. The amount is based on your household size and estimated income for the year.

Who can qualify

Subsidies are available across a wide income range, and recent rules expanded eligibility so more middle-income households qualify. Even if you were told you earn too much in the past, it is worth checking again.

Special Enrollment

Lost a job, got married, had a baby, or moved? Those life events can open a Special Enrollment Period so you can sign up outside the normal window. A licensed agent can check your subsidy and find a plan that fits.

Have questions about Obamacare (ACA)?

Talk to a licensed agent for a free, no-obligation review of your options.

Get my free Obamacare (ACA) quote

This article is for general educational purposes only and is not medical, legal, tax, or insurance advice. Edlando is not affiliated with or endorsed by Medicare, CMS, or any government agency. We do not offer every plan available in your area; any information we provide is limited to the plans we do offer. To learn about all your options, contact Medicare.gov or 1-800-MEDICARE.

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